Corner Irish Bar
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Beautiful day in the commonwealth state my peeps!
Lawn need work. C+. Looks like poa a is a problem.
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That the market is up?
Yes. But not as happy as @babagounj must be.
I'm quite pleased.
I haven't seen my account this high in years.
I might even be in new record territory.
I'm quite pleased.
I haven't seen my account this high in years.
I might even be in new record territory.
Mine was looking really good until it took a big hit last quarter. Starting to look good again.
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Mine was looking really good until it took a big hit last quarter. Starting to look good again.
I'm letting it all ride on the S&P 500, lowest fees for all the UPS/Teamsters 401K available options { <$2/month }.
If this trend continues, pretty soon it will be worth over 7 figures.
I'm letting it all ride on the S&P 500, lowest fees for all the UPS/Teamsters 401K available options { <$2/month }.If this trend continues, pretty soon it will be worth over 7 figures.
I am a big fan of index funds. They usually have lower costs and their performance is hard to beat. Set it and forget about it.
The past couple of years I have been moving some into dividend and equity funds. I was too heavy into growth funds.
After I retired I rolled my 401k into an IRA and have mostly been buying Vanguard funds.
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After I retired I rolled my 401k into an IRA and have mostly been buying Vanguard funds.
Making that move should be done before medicare starts.
I know that a great bump in income, the rollover, will effect one's yearly income which in turns raises one's costs of your medicare premiums three years later. Without proper planning, it could cause a financial shock.
That was what happened to me when I paid off my mortgage. My Flood Insurance went up to $400/yr. And was projected to continuing going up every year.
That was also the year a miracle drug was added to the medicare list of drugs, doubling the premiums.
Weird part was once on the list, the drug maker dropped their prices, to late for any effect
to the consumer. Once medicare sets their rates, it stays active until the yearly review.
I am a big fan of index funds. They usually have lower costs and their performance is hard to beat. Set it and forget about it.The past couple of years I have been moving some into dividend and equity funds. I was too heavy into growth funds.
After I retired I rolled my 401k into an IRA and have mostly been buying Vanguard funds.
I just rolled.some I to a fixed annuity. Wanted to take advantage of the good rates currently being offered ,because tgwy are starting to drop a little bit.
Making that move should be done before medicare starts.I know that a great bump in income, the rollover, will effect one's yearly income which in turns raises one's costs of your medicare premiums three years later. Without proper planning, it could cause a financial shock.
That was what happened to me when I paid off my mortgage. My Flood Insurance went up to $400/yr. And was projected to continuing going up every year.
That was also the year a miracle drug was added to the medicare list of drugs, doubling the premiums.
Weird part was once on the list, the drug maker dropped their prices, to late for any effect
to the consumer. Once medicare sets their rates, it stays active until the yearly review.
A rollover won't directly affect your income until you start taking distributions. But yeah if your income goes up too much you will get hammered on medicare premiums.
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