Bastard
Tough Guy?
Corner Irish Bar
W
Its almost the same maybe a .01 difference.
Of you leave that money in the brokerage you dont have a minimum amount.
Vanguard has come a long way. Much easier for the small investors to get in. You can even biy a fractional shave of an ETF.
Back in the day you need at least 3k to biy a mutual fund.
Now you can biy a fractional share if you wish. The market has went up so much that one share of the VOO is over $700
Im very happy with my Vanguard account.
I can biut whatever I want with noo sales charges.
I diversified my S&P a little bit with 2 other ETFs
Investors RSP an equal weight fund. Every stock is only .20 of the S&P
But its a little more expensive. .20 instead of .03
I also have some some in DSPY. it isn't an equal weight but its a little less concentrated than the VOO
Its expense ratio is .18.
Still in the market but not all of eggs in one basket.
I have money in Vanguard investments but through a different brokerage. I just opened a Vanguard account last week to store my ready cash in but haven't done anything with it yet. I had to wait several days for the account to be officially activated. When I looked it just said the cash was in the brokerage account but didn't mention the sweep fund.
Its almost the same maybe a .01 difference.
Of you leave that money in the brokerage you dont have a minimum amount.
Vanguard has come a long way. Much easier for the small investors to get in. You can even biy a fractional shave of an ETF.
Back in the day you need at least 3k to biy a mutual fund.
Now you can biy a fractional share if you wish. The market has went up so much that one share of the VOO is over $700
Im very happy with my Vanguard account.
I can biut whatever I want with noo sales charges.
I diversified my S&P a little bit with 2 other ETFs
Investors RSP an equal weight fund. Every stock is only .20 of the S&P
But its a little more expensive. .20 instead of .03
I also have some some in DSPY. it isn't an equal weight but its a little less concentrated than the VOO
Its expense ratio is .18.
Still in the market but not all of eggs in one basket.
Only ETF is VIG but I also have money in VEIRX, VSMAX, VTCLX, VFIAX, and VSWALX
B
The money market pays a little bit more bit had a 3k minimum.I used the cash plus accounts to replace some of the savings accounts I had at the bank..
One bank was paying me ,10% and the other was paying me .20%
Fuck that.
I get nirs interest in one month than I would get in a year and a half
Its definitely not going to make me rich bit ill.take every penny I can.
Especially right now.
Its almost the same maybe a .01 difference.
Of you leave that money in the brokerage you dont have a minimum amount.
Vanguard has come a long way. Much easier for the small investors to get in. You can even biy a fractional shave of an ETF.
Back in the day you need at least 3k to biy a mutual fund.
Now you can biy a fractional share if you wish. The market has went up so much that one share of the VOO is over $700
Im very happy with my Vanguard account.
I can biut whatever I want with noo sales charges.
I diversified my S&P a little bit with 2 other ETFs
Investors RSP an equal weight fund. Every stock is only .20 of the S&P
But its a little more expensive. .20 instead of .03
I also have some some in DSPY. it isn't an equal weight but its a little less concentrated than the VOO
Its expense ratio is .18.
Still in the market but not all of eggs in one basket.
Sweet Jesus, Mother Mary, Joesph, and the wee donkey....
I just want to know what to put on the grill !
Retired dudes.
Pfft.
Only ETF is VIG but I also have money in VEIRX, VSMAX, VTCLX, VFIAX, and VSWALX
Vanguard fund i hae is in the VOO
VTI VIG ABD THE VEU.
im under invested in the market right now.
Every one laughs at me but i really had a plan.
My treasury direct account was a big part of it.
For tge next year I have all of my ig bills like insurance and taxes plus money for Christmas and our fall vacation.
I also have the next years of health insurance covered plus im getting almost $300 a month in interest.
Still haven5 used any of my treasury ladder i keep rolling it over .
And my fixed annuities are getting a giod rate and im letting them juice up a bit.
Everyone else can laugh at me
I still have 25 .o ths before ik eligible for social security.
My pension ms are covering everything so far
I need all y'all financial gurus to tell me what to do with my money when I transfer the rest of it...
B
I need all y'all financial gurus to tell me what to do with my money when I transfer the rest of it...
I can give you the account and routing #
Hit me up.
Vanguard fund i hae is in the VOOVTI VIG ABD THE VEU.
im under invested in the market right now.
Every one laughs at me but i really had a plan.
My treasury direct account was a big part of it.
For tge next year I have all of my ig bills like insurance and taxes plus money for Christmas and our fall vacation.
I also have the next years of health insurance covered plus im getting almost $300 a month in interest.
Still haven5 used any of my treasury ladder i keep rolling it over .
And my fixed annuities are getting a giod rate and im letting them juice up a bit.
Everyone else can laugh at me
I still have 25 .o ths before ik eligible for social security.
My pension ms are covering everything so far
I have been moving some of my money away from growth funds to equity and dividend funds. All of the funds I mentioned are doing very well except for VWALX which I just got last year. It is tax exempt but only returning about 1%. I will probably move that money into the tax managed fund (VTCLX) that is doing a lot better.
I have been moving some of my money away from growth funds to equity and dividend funds. All of the funds I mentioned are doing very well except for VWALX which I just got last year. It is tax exempt but only returning about 1%. I will probably move that money into the tax managed fund (VTCLX) that is doing a lot better.
All of my funds are until different retirement accounts
B
25 years... PT.... ?
Yikes. That’s not gonna look pretty. Like an old catchers mitt....
25 years... PT.... ?Yikes. That’s not gonna look pretty. Like an old catchers mitt....
Maybe he is smarter than the rest of us.
Its almost the same maybe a .01 difference.
Of you leave that money in the brokerage you dont have a minimum amount.
Vanguard has come a long way. Much easier for the small investors to get in. You can even biy a fractional shave of an ETF.
Back in the day you need at least 3k to biy a mutual fund.
Now you can biy a fractional share if you wish. The market has went up so much that one share of the VOO is over $700
Im very happy with my Vanguard account.
I can biut whatever I want with noo sales charges.
I diversified my S&P a little bit with 2 other ETFs
Investors RSP an equal weight fund. Every stock is only .20 of the S&P
But its a little more expensive. .20 instead of .03
I also have some some in DSPY. it isn't an equal weight but its a little less concentrated than the VOO
Its expense ratio is .18.
Still in the market but not all of eggs in one basket.
Will any of that matter?
Its almost the same maybe a .01 difference.
Of you leave that money in the brokerage you dont have a minimum amount.
Vanguard has come a long way. Much easier for the small investors to get in. You can even biy a fractional shave of an ETF.
Back in the day you need at least 3k to biy a mutual fund.
Now you can biy a fractional share if you wish. The market has went up so much that one share of the VOO is over $700
Im very happy with my Vanguard account.
I can biut whatever I want with noo sales charges.
I diversified my S&P a little bit with 2 other ETFs
Investors RSP an equal weight fund. Every stock is only .20 of the S&P
But its a little more expensive. .20 instead of .03
I also have some some in DSPY. it isn't an equal weight but its a little less concentrated than the VOO
Its expense ratio is .18.
Still in the market but not all of eggs in one basket.
I just checked with Vanguard and the money I put in to open my account just changed from just showing in the brokerage account into the sweep. It didn't show that as recently as this morning. They do have a 7 day hold on the deposits.
It was confusing me at first about what exactly was going on there.
Does leaving a job mean that one's employer is no longer responsible for its past aggrievements?
Yes how has the union helped you in any problems since you retired? They didn't do shit for me three month's after I retired and had a problem.
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