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Social Security

ovah · 2026-05-14 10:10 · 6662 views

IRRMA! Get ready. Sic em' boys!




IRMAA

Something to plan for as you get closer to the two year before 65 income.


Too late for that...

So even if I get gigged the first year, they recalculate every year, is that right?




Too late for that...

So even if I get gigged the first year, they recalculate every year, is that right?




I think they recalculate every year and go back 2 years. So it would be a temporary blip for you. One of my biggest headaches is keeping things under the threshholds where it suddenly really jumps up.



I think they recalculate every year and go back 2 years. So it would be a temporary blip for you. One of my biggest headaches is keeping things under the threshholds where it suddenly really jumps up.



I think I read you can have it reduced for some reasons... like job loss, think I will try that.



IRRMA! Get ready. Sic em' boys!



But its a one time deal.

He can file paperwork for it.



W

But its a one time deal.

He can file paperwork for it.



Two years.



Two years.



Yep I think he can file the SSA(?) form unlimited times for life changing events if they qualify.
Wife may have to also.


W

Yep I think he can file the SSA(?) form unlimited times for life changing events if they qualify.
Wife may have to also.


Not sure if that appeal will fly in terms of avoiding the 2 year hit.


https://michaelryanmoney.com/irmaa-one-time-income-spike/


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